Home Foreclosure Listings in Phoenix offer Investors New Opportunities

No one who has owned their own home ever wants to hear the words “home foreclosure” attached to their abode or their credit report. Unfortunately, in the past year and a half, the foreclosure listings in Phoenix have increased at an alarming rate. It is only in the first part of this year that we’ve actually seen the number of foreclosures filed go down each month. Most of those adjustable rate mortgages have now matured and adjusted so the damage that was going to be done has been done.

There is a silver lining in every cloud they say and in the foreclosure cloud there is the silver lining of new investment opportunities. Those homes that are now owned by the banks aren’t doing those financial institutions any good right now. They have to sell them or they are at risk of being financially insolvent themselves. To make sure that they sell them soon, they have to lower the price. It’s simple economics.

At ROI Properties we offer our clients the home foreclosure listings in Phoenix as a first option when they walk through the door. Why pay full price for something you can get for significantly less? Our clients know this and we provide them with everything they need to acquire a commercial or residential property directly from the bank if that option is available for what they are looking for. In most cases here in Phoenix it is and the prices and terms are the best we’ve seen in years.

The Valley of the Sun was one of the hardest hit when the housing bubble burst roughly eighteen months ago. Many lost their homes and many more have fought hard just to keep a job and a roof over their heads. For those who made it through, we encourage you to look to the future. It may seem inconceivable after the recent crisis, but Phoenix real estate really is the best investment you can make right now. The experts at ROI Properties can help you make the right choices this time, putting you into a property you can afford with financing that makes sense.

Invest in Your Future by Buying Commercial Real Estate in Phoenix

Remember that investment strategy that you worked out ten years ago? There were the mutual funds, the stocks, the savings, and the 401-K plan. How exactly did that all work out for you? Are you worth more today than you were back then or are you still kicking yourself for not buying one of those commercial properties Phoenix realtors told you would be a good investment a decade ago. The city’s population has grown almost 25% since then. Do you think you should have taken that advice?

Here it is again. Buy some of the commercial real estate Phoenix has available right now. It’s selling for far less than what its worth, those prices will not last long, and the city is due for more population growth in the next decade. That population growth will bring more of a demand for retail and office space as unemployment rates drop, which they have begun to do in the past month. You can start fresh with a new investment strategy for the next ten years which will be far more successful than that of the last ten was.

Nothing in life is a sure thing, but when it comes to investing you never pass up an opportunity to buy an asset for less than it is worth. Phoenix real estate is that type of asset. The state of the overall economy, the unemployment rate, and the devastating consequences of adjustable rate mortgages have caused a decline in property values that is not a real indicator of what the properties are actually worth. As those outside factors are corrected the numbers will come back to where they should be.

This may seem like a simplistic view to some but the reality of the situation is that right now is the best time to buy commercial real estate in Phoenix. That real estate can be office, warehouse, or multi-unit residential properties. You’ll find them all at rock-bottom prices right now and they will all increase in value over the next few years. Can your stock broker or mutual fund manager promise you the same thing? We already know the 401-K people can’t. Your realtor can. That’s the investment you want to make for the next ten years.

Phoenix Residential Property Values are Down, It’s Time to Buy

The highest median home value seen in Phoenix was $262,000 back in 2008. During the following year those home values plummeted and the median went all the way down to $150,000, a level just slightly lower than it is today. You can look at that as bad news or you can see it as good news, depending on what side of the fence you’re on. If your home is on the foreclosure listings in Phoenix, you have had a difficult time of it, but there is still hope. Selling it now, even for less than its worth, will loosen up the money for you to buy something else that is undervalued which will make you a profit.

Investment is an action that is initiated with the intent of harvesting a return someday. This return on investment (ROI) can be high or it can be low, but the goal is to always make it a positive number. Sometimes, it takes more than one transaction to accomplish that. Just because you have lost money on your first home or commercial real estate Phoenix purchase doesn’t mean you have to lose on the investment strategy as a whole. Sell the property you have, even for a loss, and use those funds to make a purchase in a market where you can get bargain basement prices on even better properties.

Do the math. If you bought a home three years ago and it was valued at $250,000, there’s a good chance that you’ll only get 2/3 of that at best right now, but that two thirds adds up to the $150,000 or $160,000 you need to buy another property that will be worth $250,000 in a few years. It may appear on paper that you’re taking a loss right now, but you’ll get your money back and most likely make a profit on top of it. If you structure everything properly you might even get a nice tax break to offset some of your immediate loss and maybe some additional assistance to develop the new property.

You could of course sit on your current purchase and wait for values to go up again but you’ll be gambling in more ways than one. If the home was overpriced in a bubble market it may not reach the level you need it to for you to show a legitimate profit. In the time that it will take for you to find out you will have lost out on some of the best Phoenix real estate deals we’ll see in our lifetimes. Don’t sit and suffer, sell and be successful with something else. That’s how real estate investment works today.

Out of Town Investors are Looking for Lots for Sale in Phoenix

The population of Phoenix has grown 24.2% since the year 2000, making it the second fastest growing metropolitan area in the United States behind only Las Vegas. It has slowed down in the past twelve months, but most experts agree that the next decade will see another growth spurt here in the Valley of the Sun. Evidence of that growth spurt can already be seen by the number of out of town investors looking to buy up the lots for sale Phoenix has to offer.

The industries that offer the most lucrative employment in Phoenix now are the high tech and avionics industries that have taken root in the past decade. Added to this in the next decade will be various green technology ventures that will benefit from the wide open space and dry hot climate of the Valley of the Sun. As the county and state seat, home to dozens of institutions of higher learning, and the largest population center in the southwest, Phoenix is destined to continue to grow.

As a city expands and the demand for property increases the value of the property that is already owned goes up. This is simple supply and demand. Currently the demand is not that high as the city is still recovering from the recession, but it has turned a corner and now is the time you want to buy. Out of town investors are seeing this and looking at the lots and land for sale Phoenix can provide for them. If you are a local investor you might want to start shopping soon before all the prime lots are gone.

In 1870, the total land area claimed by the newly formed City of Phoenix was a mere 320 Acres and a lot of land in what is now the downtown business section sold for $48. Those plots today are worth millions. As the city has expanded, the original core of the city has gone up in value exponentially. The same thing will happen with the property on the outskirts of the city that is purchased today, but the values will go up potentially much faster if the expansion is as rapid as many feel it will be. If you want to benefit from that you might want to look into buying some Phoenix real estate.

Purchasing Land for Sale in Phoenix is a Good Move

Is there any more open land out there or has the last of the wide open western frontiers finally been conquered completely? The answers are a resounding yes to the former and an equally emphatic no to the latter. Some of the land for sale Phoenix has available looks just like the Wild West and is even still pretty wild in a few places. It’s also breathtaking and beautiful, two of the reasons why so many want to move here. If you have an opportunity to acquire some, particularly at today’s low prices, you’ll be doing yourself and your investment portfolio a big favor.

When you look at the sprawling metropolis of Phoenix it’s hard to believe that there is still undeveloped land to be had, but for the ambitious investor there are plots both in the city and in the surrounding area with great potential for growth and development. The commercial real estate Phoenix corporations have been building in recent years is set in beautiful mountainous settings with the wonders of nature all around. Many new homes are going up in these outlying areas also, close enough to commute to work but far enough away to leave work far behind at the end of the day.

The average median home value in Phoenix in 2009 was $150,000, down from its peak of $262,000 realized a year before. Those values have bottomed out and are beginning to rise again, making the price of new homes go up. Land is also going to start going up in price again so if you have the funds to invest in it you should do it now. Opportunities like this don’t come around often. Even if values just go back to where they were you’ll still double your money in a fairly short period of time.

What kind of return are you getting right now for your investments? Chances are that whatever it is it’s not as high as it could be if you invest in Phoenix real estate or land right now. You’ve lived through the recession and you’ve survived it. Now, reward yourself and make a profit from the recovery. Its coming fast and you don’t want to be on the outside looking in when it hits.

Arizona Real Estate Investors Can Take Advantage of Troubled Assets with R.O.I. Properties Specialists

In today’s economy, many borrowers have had to leverage all of their assets against their mortgage just to stay in the black and now find that they can’t refinance because the lenders have tightened their restrictions. This leads to a complex situation, as the borrower can no longer afford the property and the bank can’t afford the loss.

R.O.I. Properties specializes in helping Arizona real estate investors take advantage of troubled assets by solving complex borrower-banking problems.

“Gone are the days when an Arizona real estate agent could simply list a property, market it aggressively and realistically expect it to sell for a strong profit,” said Beth Jo Zeitzer, President / Designated Broker of R.O.I. Properties. “There are very few buyers who can afford to sell their property at a loss, pay back the lender and finance another property. This is where R.O.I. Properties can be very helpful to investors. We specialize in helping investors buy troubled assets when neither the lender nor the owner wants the responsibility.”

Lenders do not want troubled assets on their books, and they can’t afford the resources associated with costly property management.  In addition, banks know that many of the personal guarantees they had been counting on may be insignificant since the borrowers are now nearly bankrupt. Instead of forcing the troubled assets into foreclosure, the lender may be willing to work with an investor to sell the property at a loss.

Phoenix Real Estate is a Great Investment Right Now

Why is Phoenix Real Estate a great investment right now? There are those who will point at the decline in property values and the instability of the job market right now and declare that real estate is too risky to invest your hard earned dollars into. There has to be other, safer ways to get your money to make you money, right? If you truly believe that it may be hard to convince you otherwise, but here are a few basic facts that might change your mind.

Property values of the residential real estate Phoenix buyers and sellers are negotiating right now are lower than they have been in decades. They are not going to go any lower, making this the optimum time to invest in real estate. When you can buy something that is undervalued, knowing that it will go up in value again, you do it. That’s a simple rule of investing. Buy it low and sell it high. You won’t find lower prices than what we have out there now any time in the near future.

Another factor to look at is the unemployment rate. January 2010 was the first month that the unemployment rate nationwide went down since the recession began in December of 2008. This improvement on the employment front, combined with federal government investment and interest in newer and greener technologies that Phoenix is abundant with, will increase the demand for residential real estate, lower the foreclosure rates, and raise property values.

The land for sale Phoenix developers have not bought up yet will become a more valuable commodity as the residential property values and employment situation in Phoenix continues to improve. The demand for commercial real estate will also increase as local companies begin to expand again and outside companies begin to move into the Valley of the Sun once more. The geographic position and climate of Phoenix has always been attractive, leading to the phenomenal growth this city has already experienced.

Experts across the board in dozens of different industries agree. Phoenix will undergo a major growth spurt in the next ten years. Its economy and the value of its real estate have hit an all time low in the past fourteen months which has created an environment ripe for investors to come in and buy real estate for bargain basement prices. Get yours today and watch it climb in value, or don’t and watch others get rich.

Canadian Real Estate Investors Buying More REO Properties in Arizona with Help from R.O.I. Properties

“Canadian real estate investors are really starting to see a huge benefit in REO properties in Arizona,” said Beth Jo Zeitzer, President / Designated Broker of R.O.I. Properties. “We specialize in helping Canadian investors meet their needs and avoid the hassles involved in the buying process.”

Canadian real estate investors are experiencing the best exchange rate in nearly three decades. In fact, Canadian investment in U.S. real estate more than doubled from 11% in 2008 to 23.5% in 2009.

Why are they focusing on REO properties in Arizona? First, the median sales price of an REO property is $130,000 – half of what it was just 2 years ago. With real estate prices down 45-50% (in some cases lower than it has been in 20 years), Arizona real estate presents a significant value proposition.

Second, the average price per square foot of an REO property is $60.00, compared to an average sales price of $150.00 per square foot on a regular property. And third, while buying an REO property can be difficult and confusing to some buyers, R.O.I. Properties’ extensive listings and established relationships with lenders can help to make the process easier and faster.  R.O.I. Properties lists investor properties from as low as $9,000 to multi-million dollar homes, all of which are significantly discounted over most recent sales.

R.O.I. Properties Specializes in Helping Commercial Real Estate Investors Buy Bulk REO Properties in Arizona

Buying bulk REO properties creates an enormous opportunity for both the small and large investor.

“Buying REO properties in bulk provides investors with the ability to purchase REO properties at a fraction of the cost in an environment where they could not get anywhere close to the terms and pricing they want on their own,” said Beth Jo Zeitzer, President / Designated Broker of R.O.I. Properties. “We specialize in helping commercial investors meet their needs and avoid the hassles involved in the bulk buying process.”

The size and capitalization of a group brings tremendous credibility to the table since the group can provide multiple exit strategies for the properties. Buyers can invest in REO properties without the hassles of going to auctions, contacting banks, probate sales, estate sales, etc.

According to real estate expert Robert Kline of RW Kline, LLC, there are many advantages associated with investing in commercial real estate in bulk.  The first is that preventing retail foreclosures benefits the tenants and their business. The foreclosure process takes months and can result in temporary maintenance, security and insurance problems while the property changes hands.   Secondly, the government does not have formal help for commercial loan modifications, although there is money from the Troubled Asset Relief Program to offset losses from bad commercial loans. In addition, the national commercial mortgage debt currently exceeds 3.5 trillion dollars, and two-thirds of securitized mortgages due today have no hope of being repaid in the near term.

The Value of Commercial Properties in Phoenix Will Go Up

The recent drop in property values of commercial properties in Phoenix may seem to some to be a cause for concern, but to others it can be viewed as an investment opportunity. Those values will come back up. They always do. If you’re a buyer, now is the time to make a move. This type of chance to profit in real estate doesn’t come along very often so if you’re looking to make an investment in your future, make it today.

For decades Phoenix real estate has been fairly predictable. If you bought a property ten years ago, the value of that property today would be significantly more than it was when you purchased it. Despite what you may have heard, this is still largely true. The property values are going down because investors and homeowners made poor decisions on financing options.

When it came down to options to finance commercial or residential real estate Phoenix investors should have never bought into adjustable rate mortgages. They’ve resulted in an unprecedented rise in foreclosure rates not just here but around the country. The resulting collapse of industries related to real estate development and speculation has led to an increase in unemployment and less income for those who own commercial real estate today.

All of these factors have made the lucrative commercial properties Phoenix has to offer appear to be worth less when they are actually still tremendous investment opportunities. With the asking prices for these properties now significantly lower due to fear of economic collapse, this is a great time for the bold investor to step in and buy up prime commercial real estate for a fraction of what it is worth. Buy it for less today and take advantage of low overhead to make a profit now or hold it and sell in a few years.

The ROI in ROI Properties stands for “Return on Investment” and that is what we offer you. Today’s real estate market is one of the most exciting this region has seen in years. The chance to buy when values are this low hasn’t been seen since the days of our parents and grandparents. Some of them made 1000% profit on their homes. Is that opportunity available today? Anything is possible.